Signature Life

All your life, you’ve worked hard to ensure your family will be well taken care of in the future. With your business, you work hard to protect the most important assets. Insuring your business against situations when your valuable keyman is no longer around means protecting your legacy.

With our expertise and strong foothold in the business, you know you can sit back and relax while we ensure your money works harder to grow and preserve your legacy.

Key Features:

One-time payment that lasts a lifetime

A single premium payment for lifetime coverage1 on death and terminal illness


Choice of your preferred currency

Have the freedom to pay your premium in Singapore Dollars or U.S. Dollars


Guaranteed cash value from Day 1

Your policy has cash value equivalent to at least 80% of your single premium paid on Day 1


Enhance your estate with guaranteed whole life coverage1,2

Providing the assurance your family deserves


Preferential premium rates to reflect your risk or country class

Enjoy lower premiums if you qualify for a better risk or country class


Change of life insured3 (for corporate policy only)

Have the option to change the life insured over to another valuable employee

Brandan Chen

Financial Planner

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Important Notes & Footnotes

Important notes
Signature Life is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy’s surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product in the policy contract. If there are any differences between the English, Chinese and Bahasa Indonesia versions of this brochure, the English version will apply. This brochure is also available in Chinese & Bahasa Indonesia. If there is any difference between the English, Chinese & Bahasa Indonesia versions, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites ( or
We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors, or visit any DBS/POSB Branch, before making a commitment to purchase a policy.
Information is correct as of 1 September 2019.
  1. If the life insured dies during the policy term, we will pay the following in one lump sum, less any amount owing to us:
    1. (a) before the policy anniversary immediately after the life insured’s 85th birthday, we will pay the higher of:
    2. (i) face amount plus non-guaranteed accumulated reversionary bonus and claim bonus; or
    3. (ii) the minimum protection amount
    4. (b) on or after the policy anniversary immediately after the life insured’s 85th birthday and before the maturity date, we will pay face amount plus non-guaranteed accumulated reversionary bonus and claim bonus
  2. Coverage for death and Terminal Illness are provided up to age 99.
  3. Policy Owner may request to change the Life Insured after 2 years from the Policy Issue Date. Acceptance of the new Life Insured is at Manulife’s sole and absolute discretion and will depend upon the insurability of this new Life Insured, as well as other Terms and Conditions as Manulife shall determine from time to time. For more details, please refer to the Product Contract.

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