All your life, you’ve worked hard to ensure your family will be well taken care of in the future. With your business, you work hard to protect the most important assets. Insuring your business against situations when your valuable keyman is no longer around means protecting your legacy.
With our expertise and strong foothold in the business, you know you can sit back and relax while we ensure your money works harder to grow and preserve your legacy.
One-time payment that lasts a lifetime
A single premium payment for lifetime coverage1 on death and terminal illness
Choice of your preferred currency
Have the freedom to pay your premium in Singapore Dollars or U.S. Dollars
Guaranteed cash value from Day 1
Your policy has cash value equivalent to at least 80% of your single premium paid on Day 1
Enhance your estate with guaranteed whole life coverage1,2
Providing the assurance your family deserves
Preferential premium rates to reflect your risk or country class
Enjoy lower premiums if you qualify for a better risk or country class
Change of life insured3 (for corporate policy only)
Have the option to change the life insured over to another valuable employee
Important Notes & Footnotes
- If the life insured dies during the policy term, we will pay the following in one lump sum, less any amount owing to us:
- (a) before the policy anniversary immediately after the life insured’s 85th birthday, we will pay the higher of:
- (i) face amount plus non-guaranteed accumulated reversionary bonus and claim bonus; or
- (ii) the minimum protection amount
- (b) on or after the policy anniversary immediately after the life insured’s 85th birthday and before the maturity date, we will pay face amount plus non-guaranteed accumulated reversionary bonus and claim bonus
- Coverage for death and Terminal Illness are provided up to age 99.
- Policy Owner may request to change the Life Insured after 2 years from the Policy Issue Date. Acceptance of the new Life Insured is at Manulife’s sole and absolute discretion and will depend upon the insurability of this new Life Insured, as well as other Terms and Conditions as Manulife shall determine from time to time. For more details, please refer to the Product Contract.
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Looking forward to meeting!