A legacy of values and wealth should be long-lasting. Manulife Signature Income is designed to help your legacy last beyond your generation with a single premium payment.
One time premium, for a lifetime of income1 from 5th policy year up to age 99
Whole life coverage on Death and Terminal Illness up to age 99
Receive lifetime yearly or monthly income1 payouts to supplement your lifestyle
Choose your currency
Freedom to pay your premium in USD or SGD, whichever works in your favour
Option to accumulate income payouts for higher returns3
Help your legacy last beyond your generation
Guaranteed Day 1 Surrender Value
Your policy has cash value from day 1, at 80% of your single premium
From one generation to the next
Policy can be transferred4 to your next generation to enjoy its benefits
No health questions will be asked
Change of life insured5
(For corporate policy only) Have the option to change the life insured over to another valuable employee
Important Notes & Footnotes
- Signature Income provides monthly or yearly income from 5th policy year until the Life Insured reaches age 99 or until the termination of the policy, whichever is earlier. Income payout consists of guaranteed and non-guaranteed portion. Monthly income is payable starting from one month after the 4th policy anniversary until policy maturity. Yearly Income is payable starting from 5th policy anniversary until policy maturity.
- Terms and conditions apply. Please refer to Product Summary for specific definitions.
- The monthly or yearly income can be accumulated with Manulife at the prevailing interest rate. The interest rate is subject to change by Manulife with 30 days’ advance notice to the Policy Owner.
- Transfer of policy ownership via assignment is allowed anytime while the policy is in force. The assignee must be at least 18 years old.
- Policy Owner may request to change the Life Insured after 2 years from the Policy Issue Date and must have an insurable interest on the new life insured at time of change. Acceptance of the new Life Insured is at Manulife’s sole and absolute discretion and will depend upon the insurability of this new Life Insured, as well as other Terms and Conditions as Manulife shall determine from time to time. For more details, please refer to the Product Contract.
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You want stability in your legacy plan. We’ll give you more. Your trusted partner to grow and preserve your legacy.
- One-time payment for a lifetime coverage on death and terminal illness
- Choice of your preferred currency Singapore Dollars or U.S. Dollars
- Guaranteed cash value of at least 80% of your single premium from Day 1