Add a little spring to your wealth accumulation with the security of 100% capital return1 at policy maturity. Manulife Spring Is a 12-year endowment plan that offers financial liquidity with yearly guaranteed cash benefits2 and protection coverage.
You have the flexibility to shorten your premium commitment period to 3 or 6 years by using guaranteed cash benefits to offset future premiums.
Capital Guaranteed upon Maturity
Get 100% of your capital return1, upon policy maturity
Receive total potential return of up to 3.32% p.a.3 over 12 years
Flexible Options for Yearly Guaranteed Cash Benefits2
- Use them to offset future premiums from end of 3rd or 6th policy year;
- Receive yearly payout for liquidity;
- Accumulate with Manulife at a non-guaranteed interest rate
Be covered against Death, Total and Permanent Disability4 and Terminal illness
Easy Application with No Health Check-ups
Guaranteed acceptance with no health questions asked
Important Notes & Footnotes
- Not applicable for policies which have been altered. For paid out and off-set premiums options, capital refers to the total premiums paid by policyholder less off the total Guaranteed Cash Benefits.
- Yearly Guaranteed Cash Benefits are available from the end of the 3rd policy year or 6th policy year, as chosen by the Policy Owner at the point of purchase. For paid out and off-set premiums options, the guaranteed maturity value will be based on the total premiums paid by policyholder less off the total Guaranteed Cash Benefits.
- Projection is based on illustrated investment rate of 4.75% p.a.. Based on illustrated investment rate of return of 3.25% p.a., the total potential return is 1.99% p.a.. The above illustration is based on Sum Insured above S$50,000.
- Total and Permanent Disability benefit covers the life insured until the TPD expiry date. Please refer to the product summary for more information on TPD expiry date.
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- Start from as low as S$10,000 via cash or your Supplementary Retirement Scheme (SRS)
- Be covered against death at 101% of your single premium
- Guaranteed acceptance with no health questions asked
A safe and stable plan that allows you financial flexibility when you need it
- Allows you to withdraw from cash value
- Wealth accumulation continuity
- Choice of premium periods to suit your needs