It pays to start looking into your child’s future early, so start saving now with Manulife Educate – an endowment plan that helps you save consistently for 10 years and allows you to get back at least 100% of your total premiums1 paid over the policy term. The plan also offers you the option of receiving yearly Guaranteed Cash Benefits before and when your child reaches the chosen Payout Age of 18 or 20 – or to continue accumulating3 interest for their future. Give your child a brighter future by taking the first step today.
Enjoy 2 yearly Guaranteed Cash Benefits before the chosen Payout Age, and 4 yearly Guaranteed Cash Benefits from the chosen Payout Age onwards
Choose between the Payout Age of 18 or 20 that best suits your child’s educational milestones
Your child is covered against death and terminal illness
Easy Application with No Health Check Up
Guaranteed acceptance with no health questions asked, applicable for base plan only
Get additional protection with Payor Premium Waiver Rider (I) and Cancer Care Premium Waiver Rider (I)
Important Notes & Footnotes
- Applicable only if the policy is without any optional rider and is held to maturity with no policy alterations (e.g. reduced in Sum Insured and reduced paid-up).
- Terms and conditions apply. Please refer to Product Summary for specific definitions.
- The Guaranteed Cash Benefit will be accumulated at an interest rate of 3.00% p.a. (at the illustrated investment rate of return of 4.75% p.a.) or 1.50% p.a. (at the illustrated investment rate of return of 3.25% p.a.). It is non-guaranteed and is subject to change with 30 days’ advanced notice to the Policy Owner.
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A safe and stable plan that allows you financial flexibility when you need it
- Allows you to withdraw from cash value
- Wealth accumulation continuity
- Choice of premium periods to suit your needs