‘Make $ense of Your Finances’ Contest Terms & Conditions
By participating in the ‘Make $ense of Your Finances’ 2019 Contest (the “Game”), I understand and agree to the following:
- The Game is organised by Tiger, ("Tiger") representing Manulife Singapore Pte. Ltd (“Manulife Singapore”) and will run from 29 April 2019 to 24 May 2019. Entries submitted after 11:59PM on 24 May 2019 will not qualify for the game.
- The game is open to all Singaporeans and Permanent Residents residing in Singapore only. Only persons aged 21 years old and above are eligible to participate in the game.
- All participants of the game (the “Participants”) affirm the accuracy and correctness of all information provided at the time of game entry. Any misrepresentation of any facts or particulars shall result in disqualification, forfeiture, withholding or withdrawal of the Prizes won, or recovery of the amount of the Prizes won at the sole discretion of Tiger.
- Participants may play the game multiple times, but only the first game submission of each Participant will be captured and recorded in the game for their chance to win.
- The game will have 5 Lucky Winners (the “Winners”). Winners are the 50th, 100th, 150th, 200th and 250th participant who submits a successful entry before the game ends.
- The Winners will each receive a cash prize of $200. All Prizes are non-transferable and non-exchangeable. Manulife Singapore reserves the right to replace the Prizes with other prizes of equivalent value.
- Tiger decision on the Winners, and at all stages of the game is final. No correspondence, enquiries, appeals, verbal or written, will be entertained. All Participants and Winners shall accept and abide by any and all decisions made by Manulife Singapore concerning, without limitation, to these terms and conditions, the rules, procedures and regulations of the game, the award of the Prizes and any other matters relating to the game.
- Winners of the game will be announced to all Participants via email on 24 June 2019. Winners will be notified separately by phone call and email according to the contact detailed submitted. Winners will be deemed notified once the notification email has been sent out.
- Manulife Singapore shall have the sole and absolute discretion to exclude any person from participating in the game, without providing any reason and without prior notice.
- Participants consent under the ‘Personal Data Protection Act 2012’ to the collection, use and disclosure of one’s personal data by/to Manulife Singapore and other third parties as Manulife Singapore may reasonably consider necessary for the purpose of the game – and confirm that they agree to be bound by the terms of Manulife’s Statement of Personal Data Protection, a copy of which can be found on: www.manulife.com.sg/hy_privacy_policy.aspx.
- Manulife Singapore can use the Winner’s name, image and/or voice for editorial, advertising, promotional, marketing and/or other purposes without further compensation, except where prohibited by law.
- Manulife Singapore shall be released and discharged by each Participant from any and all liability, claims, demands, causes of action and/or damages which the Participants may have, whether known or unknown at the present time, of any nature whatsoever, arising out of or relating to: (i) the Game, (ii) loss suffered by the Winners as a result of the use and/or enjoyment of the prize, and/or (iii) any tax liabilities in relation to the Game, Prizes and/or use or enjoyment of the same.
- Manulife Singapore reserves the right to amend the terms and conditions of the Game without giving notice or reason.
- The terms of the Game will be governed by and construed in accordance to the laws of the Republic of Singapore and all Participants agree to submit to the jurisdiction of the courts of the Republic of Singapore.
- All information above is correct as of 29 April 2019.
© 2019 Manulife (Singapore) Pte Ltd.