Manulife ReadyIncome

Secure a steady stream of income, or build a legacy for your loved ones? You shouldn’t have to choose between them. That’s why we designed Manulife ReadyIncome, a whole life insurance plan that lets you do both. Enjoy extra cash annually for all that comes your way, while protecting the legacy of you and two generations after. Thanks to our policy-transfer feature, it allows you to pass on ownership to your child, who can use it to protect theirs - ensuring coverage across all 3 generations.

Key Features:
Receive Payouts

Receive Payouts

Enjoy guaranteed1 and non-guaranteed yearly income2 to age 99, from the end of policy year 2

Coverage

Coverage

Be covered against death and terminal illness to age 99

Legacy Planning

Legacy Planning

Freedom to transfer the policy to your child when he/she turns age 18

Flexibility

Flexibility

Choose to pay for 5, 10, 15 or 20 years

Waiver Of Future Premiums

Waiver Of Future Premiums

Get a premium waiver upon total and permanent disability during your premium payment term, while your policy continues

Easy Application with No Health Check-ups

Easy Application with No Health Check-ups

Guaranteed acceptance with no health questions asked

Brandan Chen

Financial Planner

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Important Notes & Footnotes

Important notes
Manulife ReadyIncome is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply.
We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors, or visit any DBS/POSB Branch before making a commitment to purchase a policy.
All information is correct as of 21 September 2018.
Footnotes
  1. 1% of the sum insured from the end of the Policy Year 2 to 9, and increases to 8% from the end of Policy Year 10.
  2. 1.25% of the sum insured from the end of Policy Years 2 to 9 and 10% from the end of Policy Year 10 onwards is based on the illustrated investment rate of return of 4.75% a year. 0.50% of the sum insured from the end of Policy Year 2 to 9 and 4.00% from the end of Policy Year 10 onwards is based on the illustrated investment rate of return of 3.25% a year.

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