ManuProtect Decreasing

Home is where your loved ones are and safeguarding it is of utmost importance. That’s why we’ve designed ManuProtect Decreasing and ManuProtect Decreasing Lite. A plan with decreasing coverage that allows you to choose your interest rate and policy term, ensuring that you’re covered for what you really need. The plan can also pay off your mortgage in the event of death or terminal illness, protecting your loved ones when its most needed.

Key Features:
Policy Terms

Policy Terms

Choose a policy term that best matches your repayment plans

Interest Rates

Interest Rates

Choose from 1%, 2%, 3%, 4%, 5%, 7% or 9% to ensure your mortgage loan is adequately covered

Guaranteed

Guaranteed

Enjoy fixed premiums on the basic plan for your entire policy term

Coverage

Coverage

Be covered against death and terminal illness

Premium Discount

Premium Discount

Enjoy 4% discount for joint lives1 application

Optional Add-Ons

Optional Add-Ons2

Get additional protection with a selection of riders

Purchase Eligibility

Purchase Eligibility

ManuProtect Decreasing Lite is available for applicants aged 49 and below, with no health check-up required

Brandan Chen

Financial Planner

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Important Notes & Footnotes

Important notes
ManuProtect Decreasing, ManuProtect Decreasing Lite and its supplementary benefits are underwritten by Manulife (Singapore) Pte Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can ¬find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).
We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors or visit any DBS/POSB Branch before making a commitment to purchase a policy.
Information is correct as of 1 September 2019.
Footnotes
  1. For joint lives applications, a premium discount will be applied to the basic plan throughout the policy premium term. This discount does not apply to any rider attached to the basic plan.
  2. Please refer to product summary of the respective riders for details.

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