Health is truly wealth in this whole life insurance plan. It's the first in Singapore to include a "Health Advantage", giving you premium discounts for your first 2 policy years, if you're healthy upon application. You'll even have the choice to increase your protection value to 5X!

Key Features:


Be covered against death, terminal illness and total and permanent disability

Health Advantage Benefit

Health Advantage Benefit

Enjoy upfront premium discounts for the first 2 policy years if you meet our criteria2 upon application. As well as continue your discount after Policy Year 2, by meeting our Health Targets3 within the first 2 policy years



Choose to enhance your protection for up to 5X

Upgrade Your Cover

Upgrade Your Cover

No medical check-up will be needed if you want to increase your coverage at these 4 milestones:
- Graduation (Tertiary)
- Marriage
- First Home
- Parenthood

Optional Add-Ons

Optional Add-Ons

Get additional protection with critical illness riders or premium waiver riders

Cash Value Available

Cash Value Available

Accumulate your policy cash value4 while enjoying coverage

Brandan Chen

Financial Planner

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Important Notes & Footnotes

Important notes
LifeReady and its supplementary benefits are underwritten by Manulife (Singapore) Pte. Ltd. (Registered number 198002116D.) This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors before making a commitment to purchase a policy.
All information is correct as of 15 October 2018.
  1. Please refer to Product Summary for specific definitions. Coverage for death and terminal illness till age 99 and total and permanent disability till age 70.
  2. Based on our standard underwriting assessment.
  3. Submit the Health Advantage form to us for verification anytime within the first 2 policy years.
  4. This includes both guaranteed cash value and non-guaranteed bonuses. It is only available if the policy has been in force and you have paid the premiums for 3 years.

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