Life Insurance

Wouldn’t it be great to breeze through life without ever getting sick or injured? That goes not just for you, but your family too. While we may dream of being super human, in reality we may fall sick.

This is why when it comes to financial planning, we need to think about not just our own needs and aspirations, but we need to consider our family's needs as well.

Life insurance provides financial protection for you and your family in times of need. You can choose between whole life protection or term-life protection for a specific period of time.

Brandan Chen

Financial Planner

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Term Life

Term life insurance offers no-frills affordable life cover to meet your immediate and protection needs.

Lower premium rates

Lower premium rates

Customise your plan

Customise your plan

Lump sum payout

Lump sum payout

Optional riders

Optional riders

Our Solutions:

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ManuProtect Term

Receive a lump sum payout upon death or terminal illness with this term insurance plan

  • Flexibility in choosing your coverage term
  • Be covered against death and terminal illness
  • Automatic policy renewals till age 85, regardless of your health condition

ManuProtect Decreasing

A plan with decreasing coverage that allows you to choose your interest rate and policy term

  • Choice of policy terms and interest rates
  • Fixed premiums on basic plan for your entire policy term
  • Additional protection with a selection of riders

Whole Life

Whole life insurance offers comprehensive coverage with no fixed policy period to lessen your family’s financial burden when you need it the most.

Covers you for life

Covers you for life

Comes with a cash value

Comes with a cash value

Lump sum payout

Flexible payment terms

Optional riders

Optional riders

Our Solutions:

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LifeReady Plus

Be covered at every stage of life

  • Be covered against death, terminal illness, and total and permanent disability, with an option to enchance your protection up to 5X
  • Enjoy upfront premium discounts for the first 2 policy years
  • Continue to enjoy the premium discounts after policy year 2, if you meet our health targets

Manulife ReadyIncome

Receive a yearly income stream with this life insurance plan

  • Guaranteed yearly income from end of policy year 2 to age 99
  • Freedom to transfer the policy to your child when he/she turns age 18
  • Premium waiver upon total and permanent disability while your policy continues

Ready LifeIncome

Provides you with annual payouts that last beyond one generation

  • Enjoy guaranteed and non-guaranteed yearly income up to age 120
  • Get a premium waiver upon total and permanent disability
  • Allows you to provide a “gift of love” to your loved ones