Why should you get it?
A complete life plan should help you achieve both your wealth accumulation and protection goals. Play to your own tune with ManuInvest Duo, a flexible regular premium investment-linked policy that helps you achieve harmony between those needs. Dictate the tempo of your investments with your choice of professionally managed funds and choose your Minimum Investment Period of 10, 15 or 20 years. Here's a plan that accelerates your wealth accumulation goals while protecting your loved ones and lifestyle for as long as you'd like.
Get a boost to your investment with a higher Welcome Bonus when you choose a higher coverage and longer Minimum Investment Period
Choose your protection amount to up to 100x of your first year premium for death, terminal illness and total and permanent disability
Make Your Investment Work Harder
100% of your regular basic premiums paid will be put to purchase fund units
From policy year 6, up to 20% of total basic premiums and top-up premiums paid in the previous policy year can be accessed at a low transaction fee of S$50
Awarded every year from policy year 7, and increases to up to 0.8% after the end of your chosen Minimum Investment Period
In times of emergency, take a break from paying premiums for a period of up to 24, 36 or 48 months, depending on your chosen Minimum Investment Period
Get a regular stream of income3 when you invest in dividend-paying funds
Get additional protection with optional critical illness and early critical illness coverage
Important Notes & Footnotes
- Credited into your policy in the first 12 months upon receipt of each regular premium payment in the form of additional units.
- Terms and conditions apply. Please refer to Product Summary for specific definitions.
- Subject to the distribution rate and frequency of the chosen ILP sub-fund(s).
- Starting from policy year 6 until the end of Minimum Investment Period, up to 20% of the previous policy year’s total basic premium and top-up premiums paid can be withdrawn at a transaction fee of S$50.
- Premium Flexibility Benefit refers to the total amount of regular basic premium that can be missed without incurring a premium shortfall charge. This benefit starts from policy year 6 until the end of Minimum Investment Period, subject to a maximum limit of 2 years of annualized premium for 10 years Minimum Investment Period, 3 years of annualized premium for 15 years Minimum Investment Period, and 4 years of annualized premium for 20 years Minimum Investment Period.
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InvestReady Wealth (II)
Over 100 funds available in 1 investment-linked plan
- Get a head-start with a welcome bonus in the first policy year in the form of additional units
- Enjoy yearly loyalty bonus after the end of your chosen Minimum Investment Period (MIP)
- Build a portfolio that meets your financial goals with over 100 funds to pick from and invest in
A single premium investment-linked insurance plan with no insurance charges or policy fees
- 100% of your premium paid is put to purchase fund(s) units at the offer price
- Choose to pay via cash or your Supplementary Retirement Scheme (SRS), or CPF-OA
- Start from as low as S$5,000