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Critical SelectCare

Purchasing a protection plan after 40 years old can be difficult. Introducing Critical SelectCare, crafted with you in mind to cover you against selected major critical illnesses and age-related conditions for less than S$1¹ a day.

Key Features:

Coverage

Be covered for selected critical illnesses² and additional coverage for special conditions³ up to S$25,000 for each condition

Critical Illnesses/ conditions	Special conditions
Heart Attack of Specified Severity Major Cancers Stroke Alzheimer's Disease/ Severe Dementia Parkinson's Disease End Stage Lung Disease Fractures of specified sites as a result of an accident	Osteoporosis with Fracture Severe Rheumatoid Arthritis

Easy to buy

Simply answer 3 questions⁴, with no medical check-ups

Open to all

This plan is available even to those with existing health conditions⁴ - such as high blood pressure, high blood sugar, high cholesterol or diabetes

No claims payout

Receive a payout of 25% of your total premiums paid at the end of your policy term as long as no claim was made on your policy

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Important Notes & Footnotes

Important notes

Critical SelectCare is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This advertisement is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. This policyis protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benets thatare covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors or visit any DBS/POSB Branch before making a commitment to purchase a policy.

Information is correct as of 7 July 2019.

Footnotes

Premium is based on 40 year old, non-smoker, male with sum insured of S$25,000, paying annual premiums.
100% of sum insured or total premiums paid to date, less any and all amounts owing to us under the policy, whichever is higher will be payable upon diagnosis of a critical illness.
25% of sum insured will be payable upon diagnosis of a special condition. Each condition can be claimed once during the policy term. A claim on any of the special conditions will not reduce the sum insured of the policy. This benefit is capped at S$25,000 per life per condition, regardless o the number of policies we have issued.
You must be between 40 to 70 years old and pass the underwriting questions to qualify.

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Brandan Chen

Financial Planner

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