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Manulife Plan Coverage of COVID-19

In light of the evolving COVID-19 situation, you may be concerned on whether your Manulife Plans covers the COVID-19. While the situation remains uncertain and fluid, rest assured that we remain watchful and are keeping close tabs on the evolving situation. We will provide you with further updates as required so you are kept informed in a timely manner.

We hope the information below would be useful.

Benefit Types

Plans

COVID-19 coverage

Death, Terminal Illness and /or Total Permanent Disability Benefit

Life/Savings/Investment-Linked Policy/Universal Life plans that provides Death, Terminal Illness and/or Total Permanent Disability Benefit

Examples of Manulife plans:

  • LifeReady Plus
  • ManuProtect Term
  • RetireReady Plus
  • Signature Series
  • ManuInvest Duo
  • InvestReady Wealth (II)

Death, Terminal Illness and Total Permanent Disability due to COVID-19 are covered.

If COVID-19 leads to Terminal Illness and Total Permanent Disability definition being fulfilled, benefit will be paid.

Critical Illness Benefit

Critical Illness Plans/Riders that provides Early, Intermediate or Major Stage Critical Illness

Examples of Manulife plans:

  • ReadyComplete Care
  • Critical Care Rider
  • Early Critical Care Rider
  • Critical SelectCare

COVID-19 is not one of the Critical Illness conditions covered.

However, if COVID-19 leads to one of the covered Critical Illnesses being fulfilled, benefit will be paid.

If the Critical Illness Plan/Rider has Death Benefit, death due to COVID-19 is covered.

Accident Benefit

ReadyProtect

Ready Protect Lite

COVID-19 is not covered as this plan provides coverage for accidents/injuries and COVID-19 is not explicitly stated in the list of ‘Infectious Diseases’.

Hospitalisation Benefit

ManuCare

Hospitalisation due to COVID-19 is covered.

Pre-Natal Benefit

ReadyMummy

Death due to COVID-19 is covered.

COVID-19 causing hospitalisation is not one of the covered events under Hospital Care Benefit in ReadyMummy. However, if COVID-19 leads to insured child being admitted into Intensive Care Units/ High Dependency Units, and the criteria is being fulfilled, Child Hospital Care benefit will be paid.

All benefit claims are subject to terms & conditions applicable to the policy purchased.

If you need any further assistance, please contact us.

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