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Brandan Chen

Financial Planner

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A Tale of Gifts & Greetings

Christmas season is almost upon us and you know what that means – office parties, Secret Santa exchanges, feasting and shopping for gifts!

Tell us how you would respond to these holiday season scenarios and receive a $10 Starbucks voucher if you are one of the first 1000 eligible participants*! Contest runs from 18th November – 29th November 2019.
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*Terms & Conditions apply.

You’re kicking off Christmas by shopping for the people on your ‘Nice’ list. You find yourself: You’re kicking off Christmas by shopping for the people on your ‘Nice’ list. You find yourself: You’re kicking off Christmas by shopping for the people on your ‘Nice’ list. You find yourself:

1. You’re kicking off Christmas by shopping for the people on your ‘Nice’ list. You find yourself:

A. Regretting not setting aside some extra cash over the last few months.
B. Staying cool because you’ve got a fixed budget all planned out.
C. Feeling like Santa thanks to your pro saving skills!
You’re kicking off Christmas by shopping for the people on your ‘Nice’ list. You find yourself: You’re kicking off Christmas by shopping for the people on your ‘Nice’ list. You find yourself: You’re kicking off Christmas by shopping for the people on your ‘Nice’ list. You find yourself:

2. Your bank account balance shows an extra amount of money that’s been neatly parked aside for a rainy day. You:

A. Didn’t even get to the end of this question because you were too busy googling ‘flights to Bali’
B. Spend half of it on treating yourself, and saving the rest
C. Withdraw the entire sum and deposit it safely into your dedicated savings account
You’re kicking off Christmas by shopping for the people on your ‘Nice’ list. You find yourself: You’re kicking off Christmas by shopping for the people on your ‘Nice’ list. You find yourself: You’re kicking off Christmas by shopping for the people on your ‘Nice’ list. You find yourself:

3. Fast forward to December, 40 years from now; well into your retirement years. You need to decide how to spend Christmas, so you:

A. Check your bank account balance grudgingly before making a decision which probably isn’t in your favour
B. Call up your family - you’re not going to spend the holidays without them!
C. Pack your bags for a white Christmas in Europe that you’ve been planning with your travel buddies
Ho! Ho! Ho! You’re Santa

Ho! Ho! Ho! You’re Santa

While it’s good to spread joy the joy of giving this season, you need to be a little more mindful of your expenses and not get too carried away with your spending!

You’re Rudolph the Reindeer!

You’re Rudolph the Reindeer!

Your good intentions and conscious efforts are what people love about you. Your priority is making sure you and your loved ones are always taken care of.

You’re a Christmas Elf

You’re a Christmas Elf

You’ve got it all figured out, putting in that extra mile to make sure that everything you do goes according to the plan that unlocks your happily-ever-after.

Disclaimer:
Please note that the result is not derived from any research or statistics.

Stand to win a $10 Starbucks Voucher!

Please fill out the form below so that Brandan Chen can get in touch with you with the details on how you can redeem your free $10 Starbucks voucher if you are one of the first 1000 eligible participants*. Terms and conditions apply.

*By submitting this Contest Participation form, I have read and agreed to the Terms & conditions.

You’ve submitted multiple times, please try again later.
Alternatively, you may contact us at brandan.chen@manulife.com.sg.

Thank You for Participating!

Thank you! Your details have been confirmed.

Brandan Chen will be in touch with you soon to let you know if you are a winner of the $10 Starbucks voucher!

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‘A TALE OF GIFTS & GREETINGS’ Survey
Terms & Conditions

By participating in the ‘A TALE OF GIFTS & GREETINGS’ (the “Survey”), I understand and agree to the following:

  1. The Survey is organised by Tiger, ("Tiger"), representing Manulife (Singapore) Pte. Ltd. (“Manulife”) and will run from 18 November 2019 to 29 November 2019 (“Survey Period”). Entries submitted after 11:59PM on 29 November 2019 will not be accepted.
  2. The Survey is open to all Singaporeans and Permanent Residents residing in Singapore only. Only persons aged 21 years old and above are eligible to participate in the Survey.
  3. All participants of the Survey (the “Participants”) affirm the accuracy and correctness of all information provided at the time of entry. Any misrepresentation of any facts or particulars shall result in disqualification, forfeiture, withholding or withdrawal of the Prizes won, or recovery of the amount of the Prizes won at the sole discretion of Manulife.
  4. Participants may take the Survey multiple times, but only the first submission will be considered as the entry for their chance to win.
  5. The first 1,000 participants, who have submitted a successful entry during the Survey Period and answered the verification call from a Manulife Financial Services Consultant (“Financial Services Consultant”) will be the winners of the Survey (the “Winners”).
  6. The Winners will each receive a $10 voucher (“Prize”). All Prizes are non-transferable and non-exchangeable. Manulife reserves the right to replace the Prizes with other prizes of equivalent value.
  7. Manulife’s decision on the Winners is final. No correspondence, enquiries, appeals, verbal or written, will be entertained. All Participants and Winners shall accept and abide by all decisions made by Manulife concerning, without limitation, to these terms and conditions, the rules, procedures and regulations of the Survey, the award of the Prizes and any other matters relating to the Survey.
  8. Winners will be notified separately by phone call, according to the contact details submitted. Winners will be deemed notified once they have received a phone call from the Financial Services Consultant and have their details verified.
  9. Tiger, Manulife shall have the sole and absolute discretion to exclude any person from participating in the Survey, without providing any reason and prior notice.
  10. Participants consent under the ‘Personal Data Protection Act 2012’ to the collection, use and disclosure of one’s personal data by/to Manulife other third parties as Manulife may reasonably consider necessary for the purpose of the Survey – and confirm that they agree to be bound by the terms of Manulife’s Statement of Personal Data Protection, a copy of which can be located at: brandanchen.manulife.sg/privacy-policy.
  11. Manulife are permitted to use the Winner’s name, photo and/or voice for editorial, advertising, promotional, marketing and/or other purposes without further compensation, except where prohibited by law.
  12. Manulife shall be released and discharged by each Participant from any liabilities, claims, demands, causes of action and/or damages which the Participants may have, whether known or unknown at present time, of any nature whatsoever, arising out of or relating to: (i) the Survey, (ii) loss suffered by the Winners as a result of the use and/or enjoyment of the Prize, and/or (iii) any tax liabilities in relation to the Survey, Prizes and/or use or enjoyment of the same.
  13. Manulife reserve the right to amend the terms and conditions of the Survey without giving notice or reason.
  14. The terms of the Survey will be governed by and construed in accordance to the laws of the Republic of Singapore. The exclusive jurisdiction will be reserved to the Courts of the Republic of Singapore.
  15. All information above is correct as of 18 November 2019.